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London Mortgage Advice LTD
London Mortgage Advice LTD has been in business for almost 10 years, operating withing the guidelines and authority of the FSA. To read more about London Mortgage Advice LTD click here
Mortgage Broker London
Our Mortgage Broker in London services are second to none. To find out more about our London Mortgage Broker Services, click here
Free Mortgage Advice
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Buy to Let Mortgages London
Buy to let mortgages in London are not that hard to get. We can help you get your London buy to let mortgage, click here
First Time Buyer Mortgages
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Re Mortgage Advice London
If you are looking for re mortgage advice in London then look no further. For mor advice on re mortgages in London, click here
Re-Mortgage Broker
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Flexible Re Mortgaging
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Latest News
Mortgage Lending Falls says London Mortgage Advice
Mortgage lending for house purchase by the UK's main banks has fallen to its lowest level on record.
The British Bankers Association (BBA) said that in May, the number of new mortgage approvals to home buyers fell to just 28,000.
That was a 20% fall in just one month and 56% down from May last year.
The BBA said the number of new approvals was the lowest since its records started in 1997 and warned that the market would stay subdued.
"Measures of mortgage activity were lower in May as a result of tighter lending criteria and economic pressures on households," said David Dooks... read more
Mortgages in London and the rest of the country
According to the Council of Mortgage Lenders (CML),house purchase lending was up slightly from April to May whilst wasremortgaging down.
Loans for house purchase increased by 4% in volume to 52,700, and by 2% in value to £7.9bn, although both were 44% lower than May last year.
However, there was a steep decline in remortgaging from April to May. There were 71,000 loans for remortgage, down 14% from April and 23% from May 2007. The value of remortgage lending declined by 13% in May to £9.6bn, which represented 39% of all lending compared to 42% in April.
The number of loans to first-t... read more
London Mortgage Broker to the rescue.
Many homeowners will be plunged into a borrowing underclass in July when their fixed-rate deal comes to an end. Banks are cherry picking customers, leaving many people unable to find affordable deals to service mortgages taken out in better times, when they were plentiful and easy to get hold of.
Burying your head in the sand isn’t going to help. Anyone whose fixed-rate deal is coming to an end should start planning at least three months before the product is due to finish.
Compare rates across the market to get a rough idea if there are products available to beat those on offer from you... read more
Mortgage Advice in London
A loft conversion could increase the value of your home by more than 12%.
Research has shown that a loft conversion could increase the value of your home by more than 12%. It has been shown that adding extra space continues to be the best way to increase the value of a home, as opposed to cosmetic improvements, such as decking, new flooring or decorating. Loft conversion would potentially add £22,898 to the price of a property, while an extension could add approximately £19,800. A conservatory could increase the value of a home by approximately £12,229.
Eco-friendly additions to the home, ... read more
Forced sales to increase property availability says London Mortgage Advice
As forced sales begin to appear in many areas
the current stand-off between house buyers and sellers in the London property market will start to break.
Those who have overstretched in order to secure their mortgage are increasingly feeling the pressure, with current unemployment fears adding to market fears.
Sales of second homes are also set to increase at reduced prices, as owners draw in their finances and sell before the market slips further. This could lead to a much needed injection of energy back into the market, with those forced to sell offering appealingly low prices to buyers... read more
Mortgage Fees up says London Mortgage Advice
Homeowners who need a new loan are being forced to pay arrangement fees of up to £5,000. The number of lenders charging much increased fees to take out a mortgage has rocketed over the past 18 months.
In September 2006 just 22 fixed-rate mortgages involved fees of £750 or more.
Since the credit crunch began to bite, the number has ballooned to 323.
The size of the fees has also shot up. In September 2006, the average was £517. Today it is £860.
... read more
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